Welcome to My Blog

Hello and welcome! I'm Otgondavaa, and this is my personal website where I share thoughts on development, finance, and life.

What to expect

This blog will cover a variety of topics:

• Development: Programming tips, tutorials, and thoughts on software engineering
• Finance: Personal finance advice, explanations of financial concepts, and tools to help you make better money decisions
• Life: Random thoughts, experiences, and things I've learned along the way

Why I'm writing

I've always found that writing helps me think more clearly. By putting my thoughts into words, I can better understand complex topics and share what I've learned with others.

I also believe in the power of community and knowledge sharing. If something I write helps even one person, that's a win.

The calculators

In addition to blog posts, you'll find financial calculators on this site. These are tools I've built to help with common financial planning tasks:

• Mortgage Calculator: Understand your mortgage payments and see how extra payments can save you time and money
• Savings Calculator: Plan for retirement and other savings goals

All calculators are client-side only—your data stays in your browser. You can also save scenarios locally if you want to compare different options.

Get in touch

If you have questions, suggestions, or just want to say hello, feel free to use the contact form or reach out on social media. I'd love to hear from you!

Thanks for stopping by, and I hope you find something useful here.